Healthcare · Medical Care Facilities

Is Dr. Sulaiman Al Habib Medical Services Group Company (4013.SR) Stock Halal?

Shariah Compliance Across 5 Standards — Live

COMPLIANTMarket cap $76.5B
Screened 2026-06-16Halal Terminal screening engineSource: latest public financial filings

Shariah Compliance Verdict — 5 Standards

AAOIFI (Shari'ah Standard 21)market-cap basis

Passes all applicable screens.

COMPLIANT

Dow Jones Islamic Marketmarket-cap basis

Passes all applicable screens.

COMPLIANT

FTSE Shariah (Yasaar)total-assets basis

debt/assets 40.0% > 33%

NON-COMPLIANT

MSCI Islamictotal-assets basis

debt/assets 40.0% > 33%

NON-COMPLIANT

S&P Shariahmarket-cap basis

Passes all applicable screens.

COMPLIANT

Live verdicts from the Halal Terminal screening engine, recomputed against the issuer's latest filings.

Plain-English Summary

Compliant under AAOIFI, DJIM, S&P (debt/MC 12.4%, well under their 30–33% caps), but fails FTSE, MSCI on debt/assets 40.0% > FTSE 33%, MSCI 33%.

Why Screeners May Disagree on 4013.SR

AAOIFI's two recognized ratio bases disagree for 4013.SR: the market-capitalization reading (per Shari'ah Standard 21 §3/4) is compliant, while the total-assets reading (used by FTSE/MSCI-style screeners) is non-compliant (debt/assets 40.0% > 30%). Apps using different bases will legitimately differ on this stock.

Business Activity Screen

Business activity is compliant.

Financial Ratios

Interest-bearing debt / market cap

AAOIFI ≤30% · DJIM/S&P <33% (trailing-avg MC)

12.4%

Cash & interest-bearing / market cap

AAOIFI ≤30% of market cap

3.2%

Debt / total assets

FTSE/MSCI <33.33% of total assets

40.0%

Cash & interest-bearing / total assets

FTSE/MSCI <33.33% of total assets

10.2%

Receivables + cash / total assets

FTSE <50% · MSCI ≤70%

17.0%

Interest income / revenue

≤5% across all methodologies

2.4%

Raw ratios from the latest filings — each methodology applies its own basis and thresholds (see the verdict box above for per-standard outcomes).

Purification

Purification rate: 2.39% of income

The purification rate estimates the share of the company's income attributable to impure sources (primarily interest). Scholars recommend donating that share of any dividends or gains to charity. Use the terminal's purification calculator for exact amounts on your holding.

Frequently Asked Questions

Is Dr. Sulaiman Al Habib Medical Services Group Company (4013.SR) halal to invest in?

Dr. Sulaiman Al Habib Medical Services Group Company currently screens as Shariah-compliant on the Halal Terminal engine. The verdict is recomputed against the issuer's latest financial filings and all five major methodologies (AAOIFI, DJIM, FTSE, MSCI, S&P) — see the per-standard breakdown above. This is a data-driven application of published standards, not a fatwa.

Is 4013.SR compliant under AAOIFI?

Yes — 4013.SR passes the AAOIFI Shari'ah Standard 21 screens (30% debt and 30% interest-bearing deposits against market capitalization, 5% impure income). Note: the alternate total-assets reading differs — see the basis note above for why screeners may disagree.

Do I need to purify dividends from 4013.SR?

The current computed purification rate is 2.39% — the share of income attributable to impure sources that scholars recommend donating to charity.

Why do halal screening apps disagree about 4013.SR?

Different services apply different ratio bases (market capitalization vs total assets), different revenue classifications, and different data vintages. This page shows both AAOIFI readings side by side and classifies revenue segments explicitly so the source of any disagreement is visible.

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Disclaimer: This page is for educational and informational purposes only and does not constitute financial or religious advice. Verdicts and figures come from the Halal Terminal screening engine, computed from the issuer's public financial filings and refreshed regularly (last screened 2026-06-16). This is a data-driven application of published Shariah standards — not a fatwa. Consult a qualified Islamic finance scholar or advisor for personalised guidance.