Technology · Software - Application
Is Salesforce, Inc. (CRM) Stock Halal?
Shariah Compliance Across 5 Standards — Live
Shariah Compliance Verdict — 5 Standards
AAOIFI (Shari'ah Standard 21)market-cap basis
debt/MC 30.4% > 30%
Dow Jones Islamic Marketmarket-cap basis
Passes all applicable screens.
FTSE Shariah (Yasaar)total-assets basis
debt/assets 39.9% > 33%
MSCI Islamictotal-assets basis
debt/assets 39.9% > 33%
S&P Shariahmarket-cap basis
Passes all applicable screens.
Live verdicts from the Halal Terminal screening engine, recomputed against the issuer's latest filings.
Plain-English Summary
Compliant under DJIM, S&P (debt/MC 30.4%, well under their 30–33% caps), but fails AAOIFI, FTSE, MSCI on debt/MC 30.4% > AAOIFI 30%; debt/assets 39.9% > FTSE 33%, MSCI 33%.
Business Activity Screen
Business activity is compliant.
Financial Ratios
Interest-bearing debt / market cap
AAOIFI ≤30% · DJIM/S&P <33% (trailing-avg MC)
30.4%
Cash & interest-bearing / market cap
AAOIFI ≤30% of market cap
6.4%
Debt / total assets
FTSE/MSCI <33.33% of total assets
39.9%
Cash & interest-bearing / total assets
FTSE/MSCI <33.33% of total assets
8.4%
Receivables + cash / total assets
FTSE <50% · MSCI ≤70%
13.2%
Interest income / revenue
≤5% across all methodologies
1.3%
Raw ratios from the latest filings — each methodology applies its own basis and thresholds (see the verdict box above for per-standard outcomes).
Purification
Purification rate: 1.30% of income
The purification rate estimates the share of the company's income attributable to impure sources (primarily interest). Scholars recommend donating that share of any dividends or gains to charity. Use the terminal's purification calculator for exact amounts on your holding.
Balance-Sheet Trajectory (8 Quarters)
| Quarter end | Debt / assets | Cash / assets | Receivables + cash / assets |
|---|---|---|---|
| 2024-07-31 | 13.2% | 8.3% | 14.2% |
| 2024-10-31 | 13.3% | 8.8% | 13.9% |
| 2025-01-31 | 11.7% | 8.6% | 20.2% |
| 2025-04-30 | 12.2% | 11.1% | 15.5% |
| 2025-07-31 | 12.1% | 10.6% | 16.4% |
| 2025-10-31 | 12.2% | 9.4% | 15.2% |
| 2026-01-31 | 15.8% | 6.5% | 19.3% |
| 2026-04-30 | 39.9% | 8.4% | 13.1% |
A stock that has screened comfortably for eight straight quarters is a different story from one that crossed a threshold last quarter — trajectory shows which one this is.
Compliance Watch
Salesforce cuts staff amid acquisition spree and $50 billion share buyback - The Register
2026-06-09 · verdict-relevant (m and a, equity action)
Frequently Asked Questions
Is Salesforce, Inc. (CRM) halal to invest in?
Salesforce, Inc. currently screens as non-compliant on the Halal Terminal engine. The verdict is recomputed against the issuer's latest financial filings and all five major methodologies (AAOIFI, DJIM, FTSE, MSCI, S&P) — see the per-standard breakdown above. This is a data-driven application of published standards, not a fatwa.
Is CRM compliant under AAOIFI?
No — CRM currently fails AAOIFI screening: debt/MC 30.4% > 30%.
Do I need to purify dividends from CRM?
The current computed purification rate is 1.30% — the share of income attributable to impure sources that scholars recommend donating to charity.
Why do halal screening apps disagree about CRM?
Different services apply different ratio bases (market capitalization vs total assets), different revenue classifications, and different data vintages. This page shows both AAOIFI readings side by side and classifies revenue segments explicitly so the source of any disagreement is visible.
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Disclaimer: This page is for educational and informational purposes only and does not constitute financial or religious advice. Verdicts and figures come from the Halal Terminal screening engine, computed from the issuer's public financial filings and refreshed regularly (last screened 2026-06-10). This is a data-driven application of published Shariah standards — not a fatwa. Consult a qualified Islamic finance scholar or advisor for personalised guidance.