Healthcare · Healthcare Plans
Is UnitedHealth Group Incorporated (UNH) Stock Halal?
Shariah Compliance Across 5 Standards — Live
Screen UNH live and build a compliant portfolio
Live verdicts across 5 Shariah standards, financial ratios, segment-level business income, purification and Zakat — one workspace, always current.
Plain-English Summary
Fails business activity screen: Non-compliant industry: Healthcare Plans. Financial ratios not evaluated.
Business Activity Screen
Non-compliant industry: Healthcare Plans
Balance-Sheet Trajectory (8 Quarters)
| Quarter end | Debt / assets | Cash / assets | Receivables + cash / assets |
|---|---|---|---|
| 2024-09-30 | 26.1% | 12.4% | 19.1% |
| 2024-12-31 | 25.8% | 9.8% | 17.3% |
| 2025-03-31 | 26.2% | 11.1% | 19.8% |
| 2025-06-30 | 25.7% | 10.4% | 18.2% |
| 2025-09-30 | 25.4% | 9.7% | 16.9% |
| 2025-12-31 | 25.3% | 9.1% | 16.5% |
| 2026-03-31 | 24.9% | 10.0% | 18.5% |
| 2026-06-30 | 23.7% | 10.2% | 17.1% |
A stock that has screened comfortably for eight straight quarters is a different story from one that crossed a threshold last quarter — trajectory shows which one this is.
Frequently Asked Questions
Is UnitedHealth Group Incorporated (UNH) halal to invest in?
UnitedHealth Group Incorporated currently screens as non-compliant on the Halal Terminal engine. The verdict is recomputed against the issuer's latest financial filings and all five major methodologies (AAOIFI, DJIM, FTSE, MSCI, S&P) — see the per-standard breakdown above. This is a data-driven application of published standards, not a fatwa.
Is UNH compliant under AAOIFI?
AAOIFI screening for UNH is currently inconclusive.
Do I need to purify dividends from UNH?
A purification rate could not be computed from the latest filings; consult the methodology page for how purification works.
Why do halal screening apps disagree about UNH?
Different services apply different ratio bases (market capitalization vs total assets), different revenue classifications, and different data vintages. This page shows both AAOIFI readings side by side and classifies revenue segments explicitly so the source of any disagreement is visible.
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Live verdicts across 5 Shariah standards, financial ratios, segment-level business income, purification and Zakat — one workspace, always current.
Disclaimer: This page is for educational and informational purposes only and does not constitute financial or religious advice. Verdicts and figures come from the Halal Terminal screening engine, computed from the issuer's public financial filings and refreshed regularly (last screened 2026-09-16). This is a data-driven application of published Shariah standards — not a fatwa. Consult a qualified Islamic finance scholar or advisor for personalised guidance.